Ok, Why! I can be fruitful and wasteful at the same time. I love deals and barging. So, Borders is going out of business and I purchase three books. Why? I have three big tubs of books and five looking at me right now. Plus, the three books I just purchase. My God I need to cut this out for real. All the debt and etc I have. I have so much other things to do with my money. On top of that, my bank is switching to Well Fargo and they are charging extra $6 dollars for using my visa card and thank God my checks are direct deposit. Because they are charging $7.50 if your balance is under $500. How are banks helping us? It was a great thing for free checking and now charges us for keep and account. I know me at this point; I can't keep $500 in the bank all the time, YET!!! (BUT I WILL SOON). Plus, all banks are doing this process. By November 2011, banks will go back to charging you to keep your money. So what now? I am really thinking about going old school, under the mattress. It won't hurt me because I pay some of my bills by money order. Better paper trail, I think.
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